![]() This is money you can use to pay off your charges at the end of every month. **No Minimum Security Deposit: Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. *No Interest: Out of network ATM withdrawal fees and over the counter advance fees may apply. Use your secured Credit Builder card everywhere VISA is accepted, including on everyday purchases, such as gas and groceries. Chime will report your activities to Transunion®. Turn on Safer Credit Building** and have your monthly balance automatically paid on time. The money you move into the Credit Builder secured account is the amount you can spend on your card (no minimum deposit required**). ![]() Help build your credit history with your own money. It has no interest*, no annual fees, no credit check to apply, and no minimum security deposit required** The Chime Credit Builder Card is a secured credit card that can help consumers build credit history. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). To apply for a Chime Credit Builder Secured Visa® Credit Card, you must first open a Chime Checking Account and receive a qualifying direct deposit of $200 or more.
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